Executive Insurance Agency is an independent, full-service life insurance agency and producer group providing general account, estate planning and business insurance products and services designed for independent wealth transfer professionals. The agency offers:

• A full range of life insurance products as well as disability and long-term care offerings from 25+ industry leading insurance carriers;
• One of the industry’s largest, independent insurance-buying cooperatives for Member Firms with an estimated $50 billion of in-force life insurance and $6 billion of cash value. This combined buying power gives Members preferred access and leverage to negotiate the best arrangements on behalf of their clients.
• An in-house Concierge Services team which helps take the burden of the life insurance application process off Member Firms so that they can lower their fixed overhead and amount of paperwork and instead focus on building relationships with their clients and revenue generating activities;
• An-house underwriting facility with a capability greater than most insurance companies, including multi-carrier underwriting expertise for jumbo cases and an Advocacy program designed to eliminate surprises and secure the most favorable offers in the marketplace.

Valmark Advisers^® is an SEC Registered Investment Advisory firm with dedicated RIA specialists and an extensive offering of third-party asset managers to assist advisors engaged in fee-based planning. Valmark Advisers has become our fastest growing entity and the largest source of income for many Valmark Firms. In addition, it provides:

• Fee-based financial planning and consulting;
• Exclusive access to The Optimized Portfolio System (TOPS®), the industry’s first all-Exchange Traded Fund (ETF) investment platform. With $5 billion of assets under management, TOPS® is one of the largest ETF managers in the world. For more information on our TOPS® program, go to www.topsfunds.com;
• Access to a number of industry-leading portfolio management solutions;
• A multi-custodial platform, including Schwab, TD Ameritrade and Pershing.

Valmark Policy Management Company exists to ensure that actual results align with a client’s expectations of their promised policy benefits. Our ongoing policy management and monitoring services give Member Firms and their clients direct access and control of each policy’s performance, using innovative technology and a dedicated team of Valmark experts. Grounded in our 50+ years of providing sophisticated life insurance solutions, this service creates a client experience that represents a new standard of excellence within the insurance industry.

Valmark Securities^® is a full-service broker-dealer and member of FINRA and SIPC. Its offerings include:

• Full brokerage services in mutual funds, stocks, bonds and CDs;
• A diversified, open-architecture product line including mutual funds, variable and traditional annuity products, unit investment trusts and managed accounts;
• A retail trading desk offering government securities, municipal bonds, and other fixed income securities through Pershing;
• The broadest set of variable life, variable annuities and COLI products in the industry, including one of the largest blocks of in-force variable life;
• A fully-transparent life settlement brokerage that offers one of the industry’s most efficient and compliant outlets for selling life insurance policies. Our Life Settlements Advocacy program has created an additional $110 million of value for clients.